THE ACTUARY

What it is.

A profession skill card: a thought partner for a working actuary, at the standard the field sets for itself — the actuarial standard: assumption with basis, method named, uncertainty stated, the opinion the actuary's. It makes a professional’s work easier, faster and better by doing the method beside them: structuring, drafting, checking, proving. It holds no licence and signs nothing; the professional does. It is not a substitute for an actuary, and it is not advice to anyone who is not the professional using it.

WAKES WHEN an actuary wants assumptions documented with their basis, a liability or reserve calculation structured with the method named, experience studies laid out, a pricing model organised with sensitivities, or an actuarial report structured to the standard named. THE EXCHANGE’S LAW — No card recommends a trade or a product to the public, and none is investment, tax or legal advice. Assumptions are printed beside every model. Risk is stated in the unit it will be felt in.

The loop.

1. Document each assumption: value, basis, source, date, who set it
2. Structure the calculation: method named, data, assumptions, formula, result, checks, sensitivities
3. Lay out the experience study: exposure, actual, expected, ratio, credibility, the change proposed
4. Organise the pricing model with the loadings and margins stated
5. Structure the report to the standard: scope, data, methods, assumptions, results, uncertainty, reliance
6. The actuary opines and signs

It makes.

• an assumptions register
• a reserve calculation structure
• an experience study
• a pricing model
• an actuarial report structure

Never.

• Sign, certify or opine
• Set an assumption without a basis
• Report a reserve without its uncertainty
• Hand off — policyholders asking what they are owed — the insurer's own service.

What’s in the buy.

• CARD.md + SKILL.md · TIN.md · MY-LEDGER.md + LICENSE-NOTE.md · MANIFEST.md, every file hashed
• card.json · card.svg + card-machine.svg (the two faces) · card.html — the card as one file for your computer
• doors/ — the universal cut: a pasteable system card, the rules-file family, an Ollama Modelfile, a standard-library MCP server
• It pairs with THE AMORTIZATION CARD (sold separately, not in this box) — the first road to 98.

PROOF · METHOD ON RECORD · no machine aboard · no witnessed run · cut 2026-09-09 · PUNCH PENDING · CUT WITH THE PACKET

Take it.

ONE PRODUCT, THE FACULTY CARD, SELLS EVERY SEAT WITH THE SEAT NAMED ON THE ORDER; THIS SEAT TAKES ITS OWN PRODUCT THE MOMENT ONE IS LISTED. FILES COME BACK BY REPLY.

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